body  {
	font: 12px Verdana, Arial, Helvetica, sans-serif;
	color: #333333;
	background-color : #E3EBF1;
	background-image: url(../images/BACK.jpg);
	background-repeat: repeat-x;
	margin: 10 0 0 0; /* it's good practice to zero the margin and padding of the body element to account for differing browser defaults */
	padding: 0;
	text-align: center; /* this centers the container in IE 5* browsers. The text is then set to the left aligned default in the #container selector */
	height: 100%;
}
.twoColFixLtHdr #container {
	width: 950px;
	margin: 0 auto;
	text-align: left; /* this overrides the text-align: center on the body element. */
} 
.twoColFixLtHdr #header {
	padding: 0;
	background-image: url(../images/TOP-BAR.gif);
	height: 35px;
	background-repeat: no-repeat;
	color: #003366;
} 
.twoColFixLtHdr #header2 {
	margin: 0;
	background-image: url(../images/Banner.jpg);
	background-repeat: no-repeat;
	height: 198px;
} 
.twoColFixLtHdr #header P {
	margin: 0; /* zeroing the margin of the last element in the #header div will avoid margin collapse - an unexplainable space between divs. If the div has a border around it, this is not necessary as that also avoids the margin collapse */
	padding: 5px 23px 0 0; /* using padding instead of margin will allow you to keep the element away from the edges of the div */
	text-align: right;
	font-size: 18px;
}
.twoColFixLtHdr #sidebar1 {
	float: left; /* since this element is floated, a width must be given */
	width: 196px; /* the background color will be displayed for the length of the content in the column, but no further */
	padding: 0;
	height: 500px;
	background-color: #FFFFFF;
	margin: 0 1px;
}
.twoColFixLtHdr #mainContent {
	margin: 0 1px 0 211px; /* the left margin on this div element creates the column down the left side of the page - no matter how much content the sidebar1 div contains, the column space will remain. You can remove this margin if you want the #mainContent div's text to fill the #sidebar1 space when the content in #sidebar1 ends. */
	padding: 11px 24px;
	background-color: #FFFFFF;
} 
.twoColFixLtHdr #footer {
	padding: 0 10px 0 10px;
	background-image: url(../images/Footer.jpg);
	background-repeat: no-repeat;
	height: 150px;
} 
.clearfloat { /* this class should be placed on a div or break element and should be the final element before the close of a container that should fully contain a float */
	clear:both;
    height:0;
    font-size: 1px;
    line-height: 0px;
}
.twoColFixLtHdr #body {
	margin: 0;
	background-image: url(../images/BODY-BACK.gif);
	background-repeat: repeat-y;
}
.twoColFixLtHdr #bodyTOP {
	margin: 0;
	background-image: url(../images/BODY-TOP.gif);
	background-repeat: no-repeat;
	height: 2px;
}
.twoColFixLtHdr #bodyBOT {
	margin: 0;
	background-image: url(../images/BODY-BOT.gif);
	background-repeat: no-repeat;
	height: 9px;
}

H1 {
	color : #215984;
	font-size : 24px;
	font-weight : normal;
	font-family : Arial, Helvetica, sans-serif;
	text-decoration: none;
	border-bottom: 1px dotted #A09980;
	margin: 0;
	padding: 5px 0 3px 0;
	line-height: 24px;
}

H2  {
	color : #8E825B;
	font-size : 18px;
	font-weight : normal;
	font-family : Arial, Helvetica, sans-serif;
	padding: 5px 0 3px 0;
	margin: 0;
	line-height: 24px;
	border-bottom: 1px dotted #A09980;
	text-decoration: none;
}

H3 {
	color : #215984;
	font-size : 18px;
	font-weight : normal;
	font-family : Arial, Helvetica, sans-serif;
	padding: 3px 0 0 0;
	margin: 0;
}

H4 {
	color : #8E825B;
	font-size : 18px;
	font-weight : normal;
	font-family : Arial, Helvetica, sans-serif;
	padding: 3px 0 0 0;
	margin: 0;
}

H5 {
	color : #215984;
	font-size : 14px;
	font-weight : bold;
	font-family : Arial, Helvetica, sans-serif;
	padding: 3px 0 0 0;
	margin: 0;
}

H6 {
	color : #8E825B;
	font-size : 12px;
	font-weight : bold;
	font-family : Arial, Helvetica, sans-serif;
	padding: 3px 0 0 0;
	margin: 0;
}

hr {
	border: none 0;
	border-top: 1px dotted #A09980; /*the border*/
	width: 100%;
	height: 1px;
	margin: 11px 0 11px 0;
}


ul {
	margin: 0 0 0 20px;
	padding: 0 0 0 2px;
}

ul li {
	list-style-type: disc;
	margin: 0px 20px 3px 20px;
	padding: 0;
}

a  {
	font-family : verdana,arial;
	font-size : 12px;
	color : #336699;
	text-decoration : none;
}

a:visited  {
	text-decoration : none;
	color : #003366;
}

a:hover  {
	color : #3399CC;
}

dl {
	margin: 10px 0 0 0;
	padding: 0 3px 0 3px;
	float: left;
	width: 172px;
}
dd {
	margin: 0;
	padding: 3px 0 4px 3px;
	border-top: 1px dotted #003366;
}

.blue {
	color : #215984;
}
.bluebold {
	color : #215984;
	font-weight : bold;
}

.whitebold {
	color : #FFFFFF;
	font-size : 14px;
	font-weight : bold;
}

.smalltext {
	font-size : 11px;
	line-height: 14px;
}

.smalltext a {
	font-size : 11px;
}

.white {
	color : #FFFFFF;
	font-weight : bold;
}

.twoColFixLtHdr #header a:link {
	color : #EDECDC;
	font-size : 12px;
	font-family : Verdana, Arial, Helvetica, sans-serif;
}
.twoColFixLtHdr #header a:visited {
	color : #EDECDC;
	font-size : 12px;
	font-family : Verdana, Arial, Helvetica, sans-serif;
}
.twoColFixLtHdr #header a:hover {
	color : #C9DFFF;
}

.twoColFixLtHdr #footer a:link {
	color : #B1D1F5;
	font-size : 12px;
	font-family : Verdana, Arial, Helvetica, sans-serif;
}
.twoColFixLtHdr #footer a:visited {
	color : #B1D1F5;
	font-size : 12px;
	font-family : Verdana, Arial, Helvetica, sans-serif;
}
.twoColFixLtHdr #footer a:hover {
	color : #E9F3FF;
}

.opacityit img { 
	-khtml-opacity:1; 
	-moz-opacity:1; 
	-ms-filter:”alpha(opacity=100)”; 
	filter:alpha(opacity=100); 
	opacity:1; 
} 

.opacityit:hover img { 
	-khtml-opacity:.80; 
	-moz-opacity:.80; 
	-ms-filter:”alpha(opacity=80)”; 
	filter:alpha(opacity=80); 
	opacity:.80; 
}